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Social Security benefits aren’t simply out there for eligible retirees or disabled people. Qualifying children can receive these benefits as nicely. We’ll fill you in.
Whereas it could look like there can be extra hoops to leap by means of making use of to Social Safety for a kid, the method is not all that completely different from making use of for advantages for your self so long as the kid qualifies. Beneath we’ll go over eligibility and the way to apply for Social Safety advantages for kids.
For extra, do not miss the four ways that could cause you to lose your Social Security benefits and how to apply for Supplemental Security Income.
Is my baby eligible for advantages?
Earlier than leaping into the applying course of, you will wish to first discover out if the kid you are making use of for is eligible for Social Safety advantages. Beneath is an outline of what typically permits a baby to qualify for advantages.
A toddler beneath the age of 18 could also be eligible for advantages if both:
Youngsters 18 years of age and older might qualify for advantages if:
- The kid is eighteen or 19 years previous and is a full-time scholar at an elementary or secondary college (grade 12 or beneath)
- 18 or older and have a incapacity that developed earlier than the age of twenty-two
In some particular situations, the administration might present advantages to a stepchild, grandchild, step-grandchild or adopted baby. It’s also possible to use the SSA benefits eligibility checker.
Moreover, qualifying kids might also be eligible for Supplemental Safety Earnings if:
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The kid is blind or has a incapacity, and it is arduous for his or her mum or dad or mother and father to pay for necessities like meals, clothes and a house.
Study extra about Supplemental Security Income for children.
How a lot can a baby obtain in Social Safety advantages?
Eligible kids might obtain as much as half of a mum or dad’s full retirement or incapacity profit. If the kid is receiving Survivor advantages, they might obtain as much as 75% of the deceased mum or dad’s primary Social Safety profit.
There are limitations on how a lot the SSA pays to a household. The utmost household fee may be from 150% to 180% of the mum or dad’s full profit quantity. Nonetheless, if the overall quantity payable to all members of the family exceeds this restrict, there can be a discount for every particular person’s profit proportionately till the overall equals the utmost allowable quantity.
How do I apply for Social Safety advantages for my baby?
Should you try to use for baby advantages on-line, you will not get very far. You will be prompted to arrange an appointment with an agent at 1-800-772-1213. They will have the ability to go over every little thing that you will want to supply for the applying. The documentation that is wanted for the applying will rely on the kid’s circumstances.
Paperwork you will want to supply:
- The kid’s start certificates, proof of start or adoption certificates
- The kid’s Social Safety quantity
Paperwork chances are you’ll want to supply, relying on the scenario:
- If making use of for survivor’s advantages proof of the mum or dad’s demise is required
- If making use of for advantages for a kid with a incapacity, enough medical documentation / proof of incapacity is required, together with the SSA-3820 form
- Grownup kids with disabilities would require the SSA-3368 form
- Disclosure of data to Social Safety Administration – SSA-827 form
- Proof of marriage to the kid’s pure or adoptive mum or dad, if they’re your stepchild.
- Proof of the kid’s US citizenship or lawful alien standing if the kid wasn’t born within the US.
- W-2 varieties and/or self-employment tax returns if the kid had earnings final 12 months.
The right way to examine the standing of your kid’s software
After you meet with an administration agent about your software, they’re going to have the ability to provide you with a timeline as to when you possibly can count on to obtain a affirmation of advantages — or a denial of 1.
You possibly can at all times examine the standing of an software on the SSA website or by calling 1-800-772-1213.
For extra, take a look at the Social Security payment schedule and the SSI payment schedule.
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